MISSISSIPPI
Roofing supplement and appraisal clause resources for Mississippi contractors and homeowners.
APPRAISAL CLAUSE IN MISSISSIPPI
Mississippi insurance policies typically contain appraisal clauses for resolving disputes about loss amounts. The Mississippi Insurance Department provides oversight, and appraisal has become a common method for resolving claim disputes.
Insured's fee — not due until after insurance payment is received
*Roof damage only. Additional fees for other damage types.
HOW ADJUSTERS UNDERPAY IN MISSISSIPPI
Insurance adjusters use Xactimate software to create estimates, but they often use tactics that result in underpayment. Here are common issues we see in Mississippi:
Gulf Coast hurricane damage is frequently underscoped
Rural area labor rates don't reflect actual costs
Tornado damage assessments often miss structural issues
Older homes with unique construction are often undervalued
COMMON STORM TYPES
MISSISSIPPI TIPS
- Mississippi's Gulf Coast requires both wind and flood coverage
- Document property condition before hurricane season
- Tornado damage in northern Mississippi is common - be prepared
- Understand the difference between named storm and regular deductibles