IA
IOWA
Roofing supplement and appraisal clause resources for Iowa contractors and homeowners.
APPRAISAL CLAUSE IN IOWA
Iowa insurance policies typically contain appraisal clauses for resolving disputes about loss amounts. Iowa courts have upheld the enforceability of these clauses.
$750Appraisal Clause Service (Roof Only)*
Insured's fee — not due until after insurance payment is received
*Roof damage only. Additional fees for other damage types.
HOW ADJUSTERS UNDERPAY IN IOWA
Insurance adjusters use Xactimate software to create estimates, but they often use tactics that result in underpayment. Here are common issues we see in Iowa:
Derecho damage is often underscoped for structural assessments
Hail damage to agricultural buildings is frequently undervalued
Labor rates don't reflect seasonal demand
Ice dam damage is commonly underscoped
COMMON STORM TYPES
DerechosHailTornadoesIce Storms
IOWA TIPS
- Iowa experienced a devastating derecho in 2020 - understand wind damage coverage
- Agricultural buildings need separate documentation
- Ice dam damage is common in winter months
- Understand your policy's coverage for straight-line wind damage