GEORGIA
Roofing supplement and appraisal clause resources for Georgia contractors and homeowners.
APPRAISAL CLAUSE IN GEORGIA
Georgia insurance policies typically contain appraisal clauses for resolving disputes about the amount of loss. Georgia courts have upheld the enforceability of these clauses, providing an alternative to costly litigation. The appraisal process in Georgia follows standard procedures with each party selecting an appraiser.
Insured's fee — not due until after insurance payment is received
*Roof damage only. Additional fees for other damage types.
HOW ADJUSTERS UNDERPAY IN GEORGIA
Insurance adjusters use Xactimate software to create estimates, but they often use tactics that result in underpayment. Here are common issues we see in Georgia:
Atlanta metro labor rates in Xactimate often lag behind actual market rates
Hurricane and tropical storm damage in coastal areas is frequently underscoped
Older homes with unique roofing materials are often undervalued
Tree damage removal and disposal costs are commonly underestimated
COMMON STORM TYPES
GEORGIA TIPS
- Georgia's coast is vulnerable to hurricanes - know your policy's hurricane deductible
- Document mature trees near your property before storm season
- Georgia has specific licensing requirements for roofing contractors
- Coastal building codes require specific wind-resistant construction methods