AZ
ARIZONA
Roofing supplement and appraisal clause resources for Arizona contractors and homeowners.
APPRAISAL CLAUSE IN ARIZONA
Arizona insurance policies typically include appraisal clauses for resolving disputes about loss amounts. Arizona courts have upheld the enforceability of these clauses.
$750Appraisal Clause Service (Roof Only)*
Insured's fee — not due until after insurance payment is received
*Roof damage only. Additional fees for other damage types.
HOW ADJUSTERS UNDERPAY IN ARIZONA
Insurance adjusters use Xactimate software to create estimates, but they often use tactics that result in underpayment. Here are common issues we see in Arizona:
Monsoon damage is often underscoped
Tile roof repairs are frequently undervalued
Labor rates in Phoenix metro lag behind actual costs
Sun damage and thermal cracking are often excluded
COMMON STORM TYPES
MonsoonsHailDust StormsSevere Thunderstorms
ARIZONA TIPS
- Arizona monsoon season runs July through September
- Tile roof repairs require specialized contractors
- Document dust storm damage to roofing materials
- Understand your policy's coverage for monsoon-related damage